09-02-2009, 12:00 AM
Eilias, why not pay off the debt you have now, and not get into more debt while you are doing that so that eventually you will be relatively debt free? It is
not undo-able is it? For instance , a friend who is in the 30's has no credit cards, student loan paid off or nearly so, bought an inexpensive house in a
poor neighborhood and it's nearly paid off, has a wood stove and doesn't use public utilities for heat, has no car, doesn't buy things that
aren't necessary unless they are very close to her heart, she is very good at managing her money and grows as much of her food as she can, she is a member
of freecycle, an internet group with many local chapters where members give away what they don't need or want anymore and in turn can get something they
need from other members and she is lucky to have a community of friends who help each other out as much as they can.
I mean get as free as you can from the debt chains if that is what you want, maybe you could lower your expenses enough to work only part time and spend the
larger part of your time doing what you love. Roomates are an option for reducing expenses, communes; explore your options before giving in to "there will
always be more(debt)". Yeah at this point in time there is always something you have to pay such as taxes, but you can reduce your debt and spending and
gain some freedom from this system.
not undo-able is it? For instance , a friend who is in the 30's has no credit cards, student loan paid off or nearly so, bought an inexpensive house in a
poor neighborhood and it's nearly paid off, has a wood stove and doesn't use public utilities for heat, has no car, doesn't buy things that
aren't necessary unless they are very close to her heart, she is very good at managing her money and grows as much of her food as she can, she is a member
of freecycle, an internet group with many local chapters where members give away what they don't need or want anymore and in turn can get something they
need from other members and she is lucky to have a community of friends who help each other out as much as they can.
I mean get as free as you can from the debt chains if that is what you want, maybe you could lower your expenses enough to work only part time and spend the
larger part of your time doing what you love. Roomates are an option for reducing expenses, communes; explore your options before giving in to "there will
always be more(debt)". Yeah at this point in time there is always something you have to pay such as taxes, but you can reduce your debt and spending and
gain some freedom from this system.